A Message from Kristin...

As a financial planner, I strive to educate and work jointly with you to develop a customized, comprehensive plan that will help you protect and achieve what is most important to you.  We work together in a proactive way that seeks to maximize opportunities and minimize risks associated with the financial impact of life events.  These events happen, so why not plan ahead in order to know that you are potentially  increasing the odds of your family's financial success and stability.

Most of my clients ask what they will get by taking action and initiating a plan for themselves.  What you will receive is a detailed analysis of what I believe it will take to reach your financial goals and a specific, written action plan that will tell you what you need to do in each area of your complex financial situation.  Some of the areas that may be in your plan include:
 

• Financial Position Analysis: Cash flow management, Cash reserve strategies, Debt management, Net worth
• Protection Planning: Disability Income options, Life insurance planning, Long-term care options and coverage
• Investment Planning: Diversification strategies, Education planning, Risk management strategies*
• Tax Planning: Business ownership, Investment planning, Tax deferral methods, Tax minimization strategies**
• Retirement Planning: 401(k) & IRAs, Pre-59 1/2 strategies, Roth conversions, Transition planning
• Estate Planning: Asset ownership, Capital transfer, Minor children, Special needs dependents

You will also receive:
 

• Me and the resources of my firm in partnership with you
• Knowledgeable and objective recommendations related to all areas of your financial situation
• On going periodic review meetings
• Unlimited phone consultations as financial questions arise during the year
• The satisfaction of  knowing you are on track to accomplish your goals

The premise of my practice is all about trust, satisfaction, security and helping my clients meet their goals. I am committed to always doing my best to build and justify their trust in me. 

About Kristin Barron:

Kristin holds a Master of Business Administration degree with an emphasis in Finance.  She is a Registered Representative and Investment Advisor Representative with MetLife Securities, Inc. and holds a Series 7 and Series 66 securities registrations in addition to her California Life Insurance and Variable licenses.  Kristin is also licensed or registered in Virginia and Washington.  Kristin is a member of the San Diego Chapter of the Financial Planning Association, a member of The Parent Connection, San Diego Women's Network, and a San Diego Breast Cancer 3-Day participant and supporter.  A native of Washington, Kristin has been a California resident since 1998.  She lives in San Diego with her husband Michael and daughter Jaydn.  As a family, they enjoy traveling and hiking the local trails.

*Note: While the process of diversifying assets across multiple asset classes can help to reduce overall risk, it does not eliminate market risk altogether.